What Is an HO‑4 Policy? (Florida Renters Insurance Guide)
An HO‑4 policy — commonly known as renters insurance — protects your personal belongings and provides liability coverage if you rent a home, condo, or apartment in Florida. Even though renters don’t own the building, they still need insurance to protect their possessions and financial security. Here’s what an HO‑4 policy covers, what it doesn’t,…