Florida Roof Age Rules (2026 Update): What Homeowners Need to Know
Florida home insurance companies have tightened their roof age requirements in 2026 due to rising claims, hurricane exposure, and underwriting losses. If your roof is older than a carrier’s guidelines, you may face higher premiums, inspections, or even nonrenewal. This guide explains the current roof age rules for shingle, tile, metal, and flat roofs —…