Florida Insurance - Buyer Guides - Robert Colucci

Florida Home Insurance

How Fast Can I Get Homeowners Insurance Before Closing in Florida?
ByRobert Colucci May 23, 2026October 21, 2026

Updated October 2026 Some Florida homebuyers can obtain a homeowners insurance quote quickly, but the time required to bind a policy before closing depends on the property, carrier and documentation. A quote is not the same thing as issued or bound coverage. If your closing is approaching, the most useful step is to start the…

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Florida Home Insurance

Do I Need Homeowners Insurance Before Closing in Florida?
ByRobert Colucci May 23, 2026October 21, 2026

Updated October 2026 If you are financing a home purchase in Florida, your mortgage lender will generally require acceptable property insurance before the loan can close. A cash buyer is in a different position: Florida does not impose a universal requirement that every homeowner buy a homeowners policy. Even without a mortgage, going uninsured can…

Read More Do I Need Homeowners Insurance Before Closing in Florida?