Privacy Policy

Last updated: July 20th, 2026

Who We Are

This website is owned and operated by Robert Colucci, a licensed Florida insurance agent.

Website: https://www.robertcolucci.com

We provide Florida residents, homeowners, landlords, real estate investors, and renters with insurance information, quotes, and educational resources for homeowners, condos, renters, autos, life insurance, dental/vision plans, short‑term medical coverage, and rental/income property insurance.

Information We Collect

We collect information in three ways:

1. Information You Provide Directly

This includes:

  • Name
  • Email
  • Phone number
  • Property address
  • Driver information (age, driving history, vehicle details)
  • Life insurance details (age, health disclosures, beneficiary info)
  • Dental/vision plan details
  • Short‑term medical information (basic health and coverage needs)
  • Rental property details (tenant occupancy, rental income, property condition)
  • Investor information (LLC ownership, portfolio details, property use)
  • Any information submitted through quote forms or contact forms

This information is used solely for quoting, underwriting, and communication related to insurance services.

2. Automatic Data Collection

Standard website analytics may collect:

  • IP address
  • Browser type
  • Device type
  • Pages visited
  • Time spent on the site

This helps us improve site performance and user experience.

3. Cookies

Cookies may be used for:

  • Basic site functionality
  • Form convenience (optional)
  • Analytics

You can disable cookies in your browser settings at any time.

How Your Information Is Used

We use your information to:

  • Provide insurance quotes
  • Communicate with you about coverage options
  • Assist with underwriting and policy placement
  • Provide auto, life, dental, and short‑term medical plan comparisons
  • Provide landlord, rental property, and investor insurance quotes (DP‑3, rental dwelling, LLC‑owned property)
  • Improve website performance
  • Respond to inquiries

We do not sell your information.

Who We Share Your Information With

We may share your information with:

  • Insurance carriers
  • Underwriting partners
  • Inspection vendors (when required for quoting or binding)
  • Health, life, dental, and auto insurance providers for quote generation
  • Property insurance carriers for landlord, rental dwelling, and investor policies

Information is shared only for the purpose of obtaining insurance quotes or issuing policies.

We do not share your information with unrelated third parties.

How Your Information Is Protected

We use industry‑standard security measures to protect your data, including:

  • Secure form transmission
  • Encrypted storage where applicable
  • Restricted access to quote data

No method of transmission is 100% guaranteed, but we take reasonable steps to safeguard your information.

How Long We Retain Your Information

Quote and policy‑related information may be retained as required for:

  • Insurance recordkeeping
  • Compliance
  • Future policy servicing

If you request deletion, we will remove your information unless we are required to retain it for regulatory or legal purposes.

Your Rights

You may request:

  • A copy of the personal data we have collected
  • Correction of inaccurate information
  • Deletion of your information (unless retention is required by law)

To make a request, contact us.

External Links

Our website may link to external resources. We are not responsible for the privacy practices of those websites.

Embedded Content

Embedded content (videos, maps, etc.) may behave as if you visited the external site directly. Those sites may collect data according to their own policies.

Children’s Privacy

This website is not intended for children under 13. We do not knowingly collect information from children.

Updates to This Policy

We may update this Privacy Policy periodically. The latest version will always be posted on this page.

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